China Construction Bank (CCB) announced on 7 September 2026 that it had revised the agreement texts for its corporate gold accumulation business: the business agreement, the risk disclosure statement, the notice of client rights and the product terms used under integrated contract signing, all in force from 12 September. CCB names two changes and states that the revision is not limited to them: restrictions tied to the client’s risk-tolerance assessment in the execution of periodic plans, and revised rules for controlling credit facilities and loans.
CCB’s product description opens the business to enterprises, institutions and interbank clients, which buy gold accumulation shares by real-time purchase or through a periodic plan that debits the client’s account on a set schedule. From 12 September a standing plan executes subject to the risk-tolerance assessment CCB holds on the client, so the assessment record conditions the scheduled purchases alongside the plan instruction the client signed. The credit-facility and loan control rules apply on the funding side of the same purchases, where a corporate client’s account at CCB can carry drawn credit and operating funds together; whether the revision widens or narrows what a purchase may be funded with is set in the September 2026 agreement attached to the announcement. Shares are sold in real time or exchanged for Shanghai Gold Exchange (SGE) AU9999 raw-material gold and withdrawn, and the product description limits the equal-quantity exchange into AU9999 to clients holding SGE inquiry-trading qualification; a client without it exits through a sale in CCB’s channels, and its position stays a share record in the accumulation account. The risk disclosure statement is attached in a print version and a paperless version, so a client’s acknowledgement of the September 2026 edition exists as a signed paper document or as an electronic record in CCB’s corporate banking channels.